Living Expenses; Some Do's & Don'ts; Life Saving advice and more:
If you are moving to Vancouver Canada
Here is some advice:
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If you are bringing your family , the
basic monthly living expenses as of 2006 are:
-
Living/rent- up to $1000 monthly for a small
two bedroom apartment or town home.
-
Heating/hydro/electricity etc... at
least $300 per month...(this applies if you rent a home. For
apartments it is usually included in the monthly rent, hence this
amount can be disregarded)
-
If you plan on getting a car...
$400-600 per month for lease including insurance.
-
Additional $1000 monthly minimum living
expenses for a family of say four living on moderate/average
standards... this includes food/clothes etc.
-
You need to budget for $2500-3000
dollars monthly total expenses for a family of four.
-
Make sure you declare at the customs
and immigration counter at the airport if you plan to bring any of your
household items on a later trip from your home country. Otherwise you
could be taxed for any left over goods you bring in on a later trip.
-
Though education up to high school is
considered free, be prepared to spend at least $30 each month per child
on things like fundraisers, special events, book fairs, photographs,
programs etc. Also be prepared to provide a lot of coaching /teaching / homework
help
to keep your child up to minimum standards .
-
Most immigrants are under the
impression that Medical is free...
Remember you need to buy a medical insurance plan as soon as you arrive.
This pays for your medical (Doctor’s visits, lab tests, x-rays etc,
hospitalization and any medication used during hospitalization)... but
does not include ongoing medication/injections etc, and these can
be quite expensive .
Usually employers provide additional plans that pay whole or part of
such additional expenses… though most employers medical plans do not
become effective until you have successfully completed probation ranging
from 3 to 6 months. So be prepared to take care of yourself and your
family during this period.
-
Also please note that in BC, things
like surgeries unless they are not really emergencies, usually have a
waiting list...
so most patients may have to wait for up to several months if there
condition is not of a very critical nature. This can even include things
like kidney stones, heart bypasses if they are not very urgent-
depending on your condition..
You may have to wait for several months, and sometimes even a few
years... the waiting lists are really long and health facilities are
limited.
-
If while in Vancouver Canada, any of
your family members have a serious problem...
Like fall and faint, or have problem breathing due to asthma, or get
hurt badly, and you take them to the emergency room of your local
hospital, be prepared to wait for several hours before you receive
medical attention. Because only patients who are brought in an ambulance
receive medical attention immediately.
So if you face a serious situation requiring immediate medical
attention... call an ambulance by dialing 911… You will have to pay the
ambulance charges ($85 at present)...
I have known immigrants who have faced very serious health issues just
because they were not smart enough to call in an ambulance when needed.
-
Public transport buses are available
in most cities in Vancouver, also the sky train operates in downtown
Vancouver… However these are usually overcrowded, and may not easily
fall along your route, depending on where you live. Also if you do not
have access to a main transport artery… you may have to cope with long
wait times, and may have to coordinate changeovers with other en-route
buses carefully... Otherwise you end up wasting a lot of time and energy
commuting.
Also it is very common to live in one city, while you end up getting a
job in another city... So I have personally experienced commute times of
up to 1.5 hours each way (3 hour long commutes everyday!).
In such situations be prepared to buy and drive your own car... this
will totally improve the quality of your life by reducing your commute
times, leaving you with more energy, and time to do other stuff.
-
It
is a good idea to start a job search as soon as you land- as it could
take up to several weeks/months before you are able to get a
satisfactory job... though most stores/shops/malls do have vacancies on
an ongoing basis… They pay at the hourly starting rate of $8:00 per hour
and you may get only about 20 hours of work per week… So this is
not really enough to pay off your expenses if you have brought your
family along… you will have to keep looking for something more relevant
to your interests.
-
Since you are coming to Canada, you
probably already have a friend or relative down here, who is going to
give you a lot of advice... But Remember to use your own brain too!
Look at the living conditions of your adviser... has he been able to get
somewhere… or is he just stuck in a dead end job etc….
If his advise has not been able to get him somewhere,, will it be able
to work for you?
Best time to arrive to Canada:
Summer... June/ July /August
Immigration to Canada Articles:
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Copyright [C] Shahnaz Rauf,
www.snzeport.com
The
Author Shahnaz Rauf is a prolific writer with
vast experience and interests.
To find out more or contact her, use the contact
information at her website http://www.snzeport.com
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